We recommend that our travelers purchase travel insurance to protect their investment. Click on the following link to read about or apply for the various levels of travel insurance that can be purchased through Travel Guard International. Travel Guard's "Protect Assist Gold" plan is their most comprehensive policy and provides a myriad of coverage including medical insurance, trip cancellation insurance and, if purchased within 2 weeks of making your initial deposit, it also covers cancellation due to pre-existing medical conditions. While this is not the only policy available, it is the most common policy purchased by our travelers. There is also an option called "Cancel for Any Reason" which will reimburse you for the non-reimbursable portion of your Program Fee.